SBI IRCTC Rupay Credit Card
Best card for IRCTC Bookings in India!
Product Highlights
Share Deals -> Get Orders from Friends & Family -> Earn Money -> Transfer to Bank
Why Promote This Deal
- Share this Deal & Your Friends can get Welcome Bonus of 350 Reward Points on first spend ≥ Rs 500 with SBI IRCTC Rupay Credit Card
- You Earn Flat Rs 500 Profit on Credit Card Activation
Why Should Your Friends & Family Apply For This Credit Card
- Best for railway tickets: 10% back on AC1, AC2, AC3, Chair Car, Executive Chair IRCTC bookings (earned as Reward Points)
- 1 Reward Point per Rs 125 on other retail spends (~0.8% return rate)
- 4 complimentary railway lounge visits per year (1/quarter)
- Welcome Bonus: 350 Reward Points on first spend ≥ Rs 500 (within 45 days of card issuance)
- Renewal Bonus: 500 Reward Points on fee payment (offsets Rs 500 fee)
- 1% IRCTC transaction charge waiver on e-ticket bookings
- 1% fuel surcharge waiver on Rs 500-Rs 3,000 transactions (max Rs 100/month)
- RuPay Network: UPI enabled + eligible for RuPay/UPI offers
Fees And List Of Charges
- Annual Fee: Rs 500 + GST, partially offset by 350 welcome Reward Points (~ Rs 350 value)
- Renewal Fee: Rs 500 + GST, from second year onwards
Not getting sales?
- PRO TIP: You’re Earning Flat Rs 500 Profit on Credit Card Activation
- Why not share some with your friends to ensure they always shop via your link?
Documents Needed
- ID Proof: PAN Card/Form 60/Passport
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips/Form 16/ITR Return
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Minimum Income: Rs 30,000 per month
- 650+ with no delayed payments in the past 12 months
- New-to-Credit: Allowed only for Salaried applicants
Important Terms & Conditions
- Tracking Time: 72 Hours after Application ID Generation
- Confirmation Timeline: Within 75 Days of Card Activation
- Profit on SBI Bank App Applications: Not Applicable
- Profit on Referral Earnings: Not Applicable
- If you currently hold or have ever held an SBI Credit Card, you are not eligible for Profit
- A minimum transaction of Rs 100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Profit
- Please use Aadhaar linked mobile number to fill the application
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Profit