HDFC IRCTC Credit Card
Save while you Travel and make your journeys much more rewarding!
Product Highlights
Share Deals -> Get Orders from Friends & Family -> Earn Money -> Transfer to Bank
Why Promote This Deal
- Share this deal & your friends can Explore exciting train travel benefits with the HDFC IRCTC Credit Card!
- You Earn Flat Rs 500 Profit on Credit Card Activation
Why Should Your Friends & Family Apply For This Credit Card
- 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App
- 1 Reward Point for every INR 100 spent on all other spends
- 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
- Welcome Gift voucher worth INR 500 on card activation Enjoy additional 5% cashback on booking IRCTC train tickets using HDFC Bank SmartBuy
- 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
Fees And List Of Charges
- Joining Fee: Rs 500 + Applicable Taxes
- Annual Fee: Rs 500 + Applicable Taxes
- Spend Rs 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Not getting sales?
- PRO TIP: You’re Earning Flat Rs 500 Profit on Credit Card Activation
- Why not share some with your friends to ensure they always shop via your link?
Documents Needed
- ID Proof: PAN Card/Form 60/Passport
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips/Form 16/ITR Return
- Photograph: Recent passport-sized photo
Eligibility Criteria
- Age: 21 to 65 years
- Employment: Both salaried and self-employed individuals
- Salaried Income: Rs 25,000/monthly
- Self Employed: ITR > Rs 6 Lakhs/annum
- Credit Score: 750+
- New to Credit: Allowed for salaried & self-employed both
Important Terms & Conditions
- Tracking Time: 72Hrs after the Application ID Generation
- Confirmation Timeline: Within 75 Days of Card Activation
- Profits on HDFC Bank App Applications: Not Applicable
- Profits on Referral Earnings: Not Applicable
- If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Profit
- No Profit is applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
- A minimum transaction of Rs 100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Profit
- Please use Aadhaar linked mobile number to fill the application
- VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Profit